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Loan interest rates reduced !!

Now our members can pay even less interest with a loan from Slemish n tha Braid!

Thats right, we’ve reduced our already great rate on larger loans of £3000 and over.

Whether its home improvements, a new car, or a once in a lifetime holiday your after check out our great rates on loans.


Manager Tracy Wallace explains:

” We like to look after our members here at Slemish n tha Braid and what better way than to offer an even better deal on loans?

So we’ve reduced the interest rate on larger loans and now our members can save up to a whopping 50% on total interest payable.

Our larger loans are being reduced from our already great rate of 1% per month on a reducing balance.

New loans of £3,000 to £9,999 will qualify for a 20% interest saving (0.8% per month on a reducing balance), and £10,000 and over a 50% interest saving(0.5% per month on a reducing balance).”

Here is a quick guide

Amount Minimum Monthly Repayments Maximum Loan Period (mths) Total Int Payable*
 £   3,000.00  £           74.00 50  £     640.92
 £   5,000.00  £         123.33 50  £  1,068.24
 £   7,500.00  £         185.00 50  £  1,602.31
 £ 10,000.00  £         216.67 53  £  1,397.62
 £ 12,500.00  £         270.83 53  £  1,747.08
 £ 15,000.00  £         325.00 53  £  2,096.47

new car






home improvement

So what are the advantages of a credit union loan?

  • No set up fees
  • Easy to understand with no jargon involved
  • A quick decision-  from application to payment can take as little as 48hrs
  • Payment can be straight into a bank account
  • Tailored to our members affordability
  • Members build up their savings while borrowing
  • No early repayment fees
  • Free loan insurance
  • No appointment needed, just call in and speak to one of our staff who can helploan approved

Need a Quote? No Problem!

Just contact us via any of our available mediums for a free, no obligation quote to see how we compare

Contact Details

The purpose of a Credit Union is simple, allowing members to save money and access low interest rate loans, and with their ‘not for profit, for people’ ethos, members are rewarded with an annual dividend.

Call Tracy and the Team today  on 028 2564 8641


Visit Us at The Raglan, 20-24 Queen Street,  Ballymena, Co. Antrim,  BT42 2BD (See Opening Time HERE)

Credit Union Ballymena Raglan Branch

Come visit us at the Raglan Branch


Download a Member Application Form and Email or Bring it into the Branch and we will review it with you.

For information on loans, and to download a form, click here.

See you soon,

Slemish n tha Braid Team 😉


Speak to one of expert advisors about savings or loans

The Raglan, 20-24 Queen Street,
Ballymena, Co. Antrim BT42 2BD
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© 2018 Slemish n tha Braid Credit Union Ltd